Umut Keçecioğlu began his professional career in the Credit and Risk Management Department at the HSBC Türkiye and subsequently served in strategy and alternative channel management areas at the Ata Holding and DenizBank. At the Yapı Kredi Bank, he held management and leadership positions in mobile banking and innovations, leading innovative projects and guiding the digitalization strategies of the bank. He then assumed the roles of Deputy General Manager and General Manager at the Vodafone Electronic Money and Payment Services, leading the company's growth, product diversity and digital transformation processes. Subsequently, he led the business development projects in the financial areas at Getir Retail. Joining the McKinsey & Company's Turkey office in 2022; Mr. Keçecioğlu led the strategy, digitalization, customer experience and operational transformation projects in the banking, insurance, fin-tech and retail sectors. Keçecioğlu completed his undergraduate studies in Economics at the Bilkent University and pursued his postgraduate studies in Financial Forecasting and Financial Analysis at the University of Glasgow. In September 2025, he was appointed as the Executive Vice President in charge of Customer Solutions at Garanti BBVA Emeklilik ve Hayat A.Ş.