You can benefit from the top limit of the state contribution by paying a montly contribution equal to minimum gross wage amount with PPS Plan With Maximum State Contribution
*In 2026, you have the opportunity to receive a state contribution up to a maximum of TRY 79,272.00. If your contribution or additional contribution payments total TRY 396.360.00 throughout 2026, an extra TRY 79,272.00 will accumulate in your state contribution account.
Contribution: TRY 33,030 each month
When you choose PPS Plus Plan With Maximum State Contribution, you can take advantage of zero management fee deductions.
You do not have to pay any entrance fee upon entry.
20% state contribution is one of the unique advantages of the Private Pension System. In private pension system, every TRY 1,000 you pay becomes TRY 1,200.
You can transfer the bonus points you’ve collected in your Bonus Card, to your private pension account to save even more.
You can change your private pension plan 4 times each year to invest your savings in another plan you believe to suit you better. Moreover, you can determine which funds to invest your savings and change the fund distribution 12 times in a year.
Private pension plans offer flexible payment options. You can increase your monthly contributions, reduce it to the minimum contribution level of your pension plan and even temporarily suspend your payments, any time you want.
We don't want this to happenbut should you leave the system or transfer your agreement to another provider in the first 5 years, the total management service fee (Gross Minimum Wage * 8.5% * 5) we had with held for the 5 years will be charged out of your overall savings at the time of exit, as the exit fee.
In cases where an amount equal to the total minimum contribution amount is not paid within a year (plan minimum contribution*12), 4.25% of the minimum gross wage amount announced for the first 6 months of the calendar year will be deducted from your savings as a management expense deduction at the beginning of the second contract year. It will be collected in installments. In each contract year, the relevant plan will be checked against the current minimum contribution amount, and if the amount due is not paid, the relevant deduction may be made in the following years.
