Select ABU Plan

You can benefit from the top limit of the government contribution, TRY 15,012.00, by paying a montly contribution equal to minimum gross wage amount with Select ABU Plan. (The minimum gross wage is TRY 5,004.00 per month for 2022)

Contribution: TRY 5,004 each month


Zero management fee deduction!

When you choose Select ABU Plan, you can take advantage of zero management fee deductions.

No payment upon entry

You do not have to pay any entrance fee upon entry.

No payment upon entry

You do not have to pay any entrance fee upon entry.

TRY 100 from you and TRY 30 from the government

30% government contribution is one of the unique advantages of the Private Pension System. In private pension system, every TRY 100 you pay becomes TRY 130.

Retirement with the most bonus points!

You can transfer the bonus points you’ve collected in your Bonus Card, to your private pension account to save even more.

Flexibility to change plans and fund distribution

You can change your private pension plan 4 times each year to invest your savings in another plan you believe to suit you better. Moreover, you can determine which funds to invest your savings and change the fund distribution 12 times in a year.

You control the payments

Private pension plans offer flexible payment options. You can increase your monthly contributions, reduce it to the minimum contribution level of your pension plan and even halt your payments, any time you want.

Important Details

Deferred Entrance Fee

We certainly don’t want to see you go, but should you leave the system or transfer your agreement to another provider in the first 5 years, the total management service fee (Gross Minimum Wage * 8.5% * 5) we had withheld for the 5 years will be charged out of your overall savings at the time of exit, as the exit fee.

Management Fee

In cases an amount equal to the overall minimum contribution figure payable through a year (minimum contribution figure for the plan * 12) is left unpaid, 4.25% of the gross minimum wage as announced during the calendar year shall be deducted off the savings at the beginning of the second year of the contract, as management fee. On each year of the contract, the relevant plan will be checked with reference to the current minimum contribution figure; the said deduction will remain applicable in subsequent years as well, in case the payable amount is left unpaid.