Group Critical Illness Insurance

What is Group Critical Illness Insurance?

Group Critical Illness Insurance is a comprehensive life insurance designed to provide financial security for your employees against critical risks such as cancer, coronary artery and aortic diseases, stroke, chronic heart failure, end-stage renal (kidney) failure, loss of limbs or vision, benign brain tumors, and organ transplantation. 

Upon the diagnosis of any covered illness, the designated coverage amount is paid out as a lump-sum to the insured or their beneficiaries within policy limits. This lump-sum payment offers vital financial support to cover treatment-related medical costs, potential loss of income, or any immediate financial needs.

  • Benefits for Your Company

    • Delivers lump-sum financial support for your employees upon the diagnosis of any policy-specified illness. 
    •  ​Premium payments made on behalf of your employees can be deducted from corporate tax, allowing you to leverage a 25% tax advantage**.  
    • Your employees gain annual Check-up and Dental Care services***
    •  Strengthens your employer brand while boosting employee retention, loyalty, and workplace motivation.  

    ​* For Limited Liabilities (Ltd.) and Joint-Stock (A.Ş.) companies subject to corporate tax, premiums paid for employees on the payroll do not create an additional income tax burden, provided that these premiums are reflected in the employee's payroll and managed within the statutory limits for salaried workers. Under these conditions, a 25% corporate tax deduction is applicable to the paid premium amounts.  

    ​**This policy grants one (1) complimentary check-up and dental care session per policy year at contracted private healthcare institutions.  

    ​***The promotional discount rate remains effective for the entire duration that the Group Critical Illness Insurance policy is active.  

    How to Apply?

    You can submit your requests directly to GBEKurumsalUrunBasvuru@garantibbvaemeklilik.com.tr. Our team will get in touch with you as soon as possible to guide you through the process.