Gökhan Koca started his career as an inspector at Garanti BBVA in 2000. Between 2006 and 2017, he worked at Garanti BBVA Mortgage, taking on responsibilities including Product and Business Development, Digital Channels, and Real Estate Valuation, and later served as Assistant General Manager responsible for marketing. Between January 2017 and March 2019, he served as SME and Agricultural Banking Director at Garanti BBVA. In March 2019, Mr. Koca was appointed to an international role and worked as the Global Head of SME Banking at BBVA’s headquarters in Madrid. During this period, between November 2019 and February 2021, he also served as a Board Member at Holvi, a Finland-based fintech company. From December 25, 2024 until the end of 2025, Mr. Koca served as General Manager of Garanti BBVA Emeklilik ve Hayat A.Ş. As of January 1, 2026, he was appointed as Executive Vice President in charge of Credit Risk Management and Head of Credit Risk Management. Gökhan Koca holds a Bachelor’s degree in Civil Engineering from Middle East Technical University and an Executive MBA from Boğaziçi University, and has 25 years of work experience in banking and business administration.